Our payment gateway integration services

Skip the slow, error-prone builds. With Oxagile’s fintech expertise you can launch new provider connections in weeks, lift approval rates across regions, and see every transaction flow clearly.

Frequent scenario

New provider integrations may take months, delaying market entry and consuming internal resources.

Oxagile’s answer

Using event-driven microservices and a visual orchestration platform, our team cuts onboarding timelines from 3-6 months to 3-4 weeks. This reduces engineering workload by 80% and allows business teams to deploy new providers without developer intervention.

Frequent scenario

Need to connect providers with support for local issuers, currencies, and payment methods.

Oxagile’s answer

We build flexible orchestration layers with API-first architecture, enabling integrations with providers like Adyen, Stripe, Braintree, and local providers such as Pix. This approach reduces false declines by up to 25% and supports multi-currency transactions across the globe without requiring major backend rewrites.

Frequent scenario

Switching payment providers at scale often risks service disruption for active users.

Oxagile’s answer

We build payment systems with real-time risk scoring, token migration, and continuous monitoring to keep transactions secure and compliant. Our fault-tolerant infrastructures handle tens of thousands of daily payments with reliability and scale.

Frequent scenario

Rigid routing and retry logic lead to payment drop-offs and lost revenue.

Oxagile’s answer

We design flexible routing strategies that account for transaction metadata, retry logic, and user behavior, driving higher approval rates and reduced revenue loss. This improves approval by 20–30% in high-risk regions and reduces revenue leakage caused by failed transactions.

Frequent scenario

Limited insights into approvals, declines, or processor efficiency make troubleshooting slow.

Oxagile’s answer

We deliver real-time analytics dashboards that track PSP-level performance, decline reasons, latency, and transaction volumes. Teams can identify bottlenecks instantly, make data-driven adjustments, and improve operational efficiency by up to 40%.

Frequent scenario

Large transaction volumes need strong security, compliance, and risk management.

Oxagile’s answer

We understand the critical importance of security in fintech and design solutions in line with PCI DSS, SOC 2, ISO 27001, PSD2, and other industry standards for compliant operations, risk management, and user trust.

Frequent scenario

Single PSP dependency causes transaction failures during outages.

Oxagile’s answer

Multi-processor redundancy and automatic failover prevent payment interruptions, even if a provider goes offline. This approach maintains 99.99% uptime, protecting revenue and user trust, and eliminating single points of failure.

Frequent scenario

Complex payment flows risk unnoticed failures or SLA breaches.

Oxagile’s answer

We create system playbooks, observability dashboards, and automated incident response. Teams get instant alerts, issue tracking, and reliable SLA coverage for continuous 24/7 operation across all integrated apps and platforms.


From the dev floor

“Payment integrations look straightforward until you’re managing multiple providers on a live system with millions of active users. The margin for error is narrow, as a routing failure or authentication gap doesn’t just create a technical incident, it stops real transactions. That’s the level of precision you have to build toward before anything goes near production.”


Andrey Karazey

Full Stack Developer, payment gateway expert, Oxagile

Solutions for global scaling

Core integrations:

Adyen, Checkout.com, PayPal, Braintree, Authorize.net, Shopify Payments, Primer, Payrails, and Stripe integration services.


Digital wallets:

Apple Pay, Google Pay, Samsung Pay, Amazon Pay, Venmo


Alternative payments and other platforms:

Klarna, Square, Skrill, Neteller, Worldpay, Fiserv, Payoneer, Roku Pay

Our payment gateway software development services connect you with leading global and regional providers. The list of supported local providers is close to unlimited, so your business can scale into any market.

Where payment integration gets complex

Multi-PSP integration

Running several providers behind one integration cuts single-acquirer risk and lets you route each transaction to the processor most likely to approve it.

Payment orchestration

A layer over your PSPs handles routing, retries, billing recovery, and reconciliation, so fragmented payment ops stop capping growth.

Omnichannel payments

One payment core across web, in-app, and in-store keeps transactions, tokens, and reporting consistent wherever your customers pay.

Meet the people behind the integrations

The engineers you’ll talk to like the parts of payments most teams dread, which is also why you’ll find them at industry meetups, trading notes with people solving the same problems.

Engagement models

Team extension
Dedicated team
  • Managed end-to-end delivery
  • Multi-provider platform builds
  • Approval-rate optimization
  • Continuous monitoring and support

Why Oxagile for payment integration development

Scalable foundations

Strong integrations and orchestration layers keep your payment flows fast, reliable, and secure, so your team can focus on growth over firefighting.

API-first flexibility

Built on API-first principles, our integrations let you add, replace, or update providers at will, without breaking the core stack.

Event-driven scalability

Microservices react to load in real time, letting payment flows absorb spikes of 10K+ requests per second without disruption.

Domain-driven code

Payment logic stays in the domain and providers sit behind adapters, so adding an acquirer is a contained change.

Secure by design

Infrastructure as code and secure credential management protect sensitive data and hold compliance from day one.

Safe delivery

Automated CI/CD pipelines, rigorous testing, and version control keep every release stable and fast, cutting risk on the path to production.

How we build payment integrations

Step 1

Discovery and scoping

We start with the outcome you’re after: approval rates, drop-offs, time to market. Every engagement begins with a measurable target.

Step 2

Provider and compliance mapping

We audit your current stack, providers, and PCI scope against where you want to go. A gap caught here costs nothing later.

Step 3

Architecture and specification

We design the system, with orchestration layer, routing logic, failover, API contracts, and every provider touchpoint.

Step 4

Build, verify, iterate

Development runs in tight build-verify cycles, tested against live provider sandboxes. Edge cases surface before your users find them.

Step 5

Deploy, measure, prove

We deploy with monitoring and reconciliation built in. It’s not done until the numbers match the target we set.

Tech powering your payments

Architecture

Cloud-native • serverless • event-driven design

Core services

AWS (Lambda, DynamoDB, SQS, SNS, etc.) • Google Cloud • Microsoft Azure

Languages & frameworks

JavaScript • Node.js • Python • Java • .NET/C# • Ruby • Golang • PHP • AWS CDK • Serverless framework • etc.

Frequently asked questions

When does it make sense to move from a single PSP to multi-PSP architecture?

Multi-PSP pays off when a single provider starts limiting you, with regional decline rates, downtime with no fallback, or fees you can’t route around. Our payment gateway integration solutions add an orchestration layer that routes each transaction to the provider most likely to approve it, so one provider’s outage or weak coverage no longer costs you sales.

Can you integrate both global providers and regional/local PSPs?

Yes. Oxagile connects global processors like Adyen, Stripe, and Checkout.com alongside the regional and local PSPs your markets actually use. With the list we support, your coverage follows your expansion into any market.

Can you integrate digital wallets and alternative payment methods?

Oxagile integrates Apple Pay, Google Pay, Samsung Pay, and Venmo, plus alternative methods like Klarna, Skrill, and Neteller, giving customers the payment options they expect at checkout and lifting conversion in each region.

Which payment providers can you integrate with?

Nearly any provider with an accessible API. Oxagile handles mainstream gateways, wallets, and alternative methods, and we can build a custom payment gateway platform when off-the-shelf connectors don’t cover your model or a provider lacks a ready integration.

Can you help choose the right PSP mix for our business model?

Oxagile’s team assesses your markets, transaction volumes, and cost structure, then recommends a provider mix that balances approval rates, fees, and redundancy. You can also hire payment gateway integration developers from our team to build and maintain that setup end to end.

How long does it take to integrate a new provider?

With Oxagile’s payment gateway integration services and orchestration framework, onboarding typically takes weeks, not months. Each case is individual, of course, but this approach reduces engineering effort and shortens time-to-market.

How do you guarantee payment security?

Security is at the core of Oxagile’s fintech engineering services. We apply PCI DSS-compliant architectures, secure credential vaulting, and encrypted data storage. Automated testing and monitoring protect the safety and reliability of your payment flows at scale.

How can I integrate multiple PSPs without disrupting existing payments?

Oxagile’s fintech engineers agree that a phased approach is key. Orchestration layers, controlled experiments, and gradual rollouts allow you to connect new providers while keeping transactions live. This minimizes downtime, preserves revenue, and provides data-driven insights for optimization.

Let’s talk payments that perform

Is your payment orchestration slowing growth? Our expert team delivers Stripe, PayPal, Adyen, Primer, or Braintree integration services that scale globally, with performance, security, and compliance intact.

Book a call